Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Medicare Supplement Insurance: Is Plan F Going Away?
Posted: October 15, 2020
Medicare Supplement Insurance: Is Plan F Going Away?Starting Jan. 1, 2020, Medigap plans sold to people new to Medicare won’t be allowed to cover the Part B deductible. Because of this, Plans C and F will no longer be available to people who are new to Medicare on or after Jan. 1, 2020. However, if you already have one of these two plans (or the high deductible version of Plan F), you’ll...
Driving On Empty: Is It Really That Bad?
Posted: October 13, 2020
Driving On Empty: Is It Really That Bad?Is it bad to drive on empty? As a general rule, it’s best to avoid letting your vehicle run low on gas. Car care experts recommend not letting your fuel level drop below ¼ tank. There are a few reasons for this: It could leave you stranded. If you run out of gas, your car’s engine will stop — and you’ll be stuck whenever and...
Is It Ever Too Late To Get Life Insurance?
Posted: October 7, 2020
Is It Ever Too Late To Get Life Insurance?Strictly speaking, it is never too late to buy life insurance. However, the longer you wait to purchase a policy, the higher your premiums and the more limited your options. If you wait too long, you may have to settle for a policy that is less than you want at higher rates. Why Buy Life Insurance Early? The younger you are when you buy life...
Do I Need Commercial Property Insurance If I Work From Home?
Posted: October 4, 2020
Do I Need Commercial Property Insurance If I Work From Home?If you run a business from your home, your homeowners insurance may not provide all the protection you need. Some homeowners insurance companies have denied claims that they determined to be related to business rather than a legitimate homeowner claim. Consult with our agent on whether you need commercial property insurance in addition to your homeowners policy. What Does Commercial Property Insurance Cover? Commercial property...
5 Ways To Avoid Parking Lot Accidents
Posted: October 2, 2020
5 Ways To Avoid Parking Lot AccidentsAs Americans continue to pick-up online orders or use curbside to-go options for shopping or dining out, parking lots are still bustling with drivers (and sometimes, distracted ones). The good news is that your ERIE auto policy extends to parking lots. Just check in with your local ERIE agent to make sure your coverage limits provide you with optimal protection for the range of potential parking...